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Michigan Online Baccarat

Baccarat is a classic card game played in almost every casino worldwide. It's also a big hit in the State of Michigan.

As of 2022, over a dozen online casinos operate in Michigan, offering a rich mix of casino bonuses, promotions, mobile applications, and an incredibly vast games library that includes online baccarat games.

Baccarat: Getting Started

Who Regulates Online Gambling in MI?

The Michigan Gaming Control Board is the regulatory body for all gambling-related activities in the state. It is responsible for regulating, supervising, enforcing, and licensing all issues that fall under the Internet Gaming Act.

Alongside Detroit casinos and horse racing, the Michigan Gaming Control Board oversees tribal casinos, internet gaming, and fantasy contests. Online casino operators can receive licenses from the MGCB after completing a series of requirements to ensure fair games.

The Michigan Gaming Control Board handles jockey and horse welfare, and track licenses. It also issues licenses to online horse racing platforms. Other duties of the Michigan Gaming Control Board include supervising revenues and taxes collection as well as the disbursement of lottery winnings to players.

Is Online Baccarat Played with Real Money?

Yes, online baccarat is one of the numerous casino games you can play with real money. Since the passage of the Lawful Internet Gaming Act in 2019, it is completely legal to wager real money on online gambling platforms.

Bettors can wager amounts as low as $5 on baccarat to win real cash. Most bets on baccarat have a low house edge, which is why baccarat earning percentage is usually higher than in other casino games.

Can You Play Baccarat Online legally?

Yes, you can legally play Baccarat online, provided you fulfill certain conditions. The MGCB requires all players to be above 21 years old before they can play online baccarat games. Note that the age of eligibility is lower for lottery games and bingo games. Users must be above 18 years old to play lottery games or bingo online.

Where can I Play Online baccarat in Michigan?

You can play online baccarat games at any of the licensed online casino platforms in Michigan. These online platforms feature a variety of baccarat variants.

Legal Michigan online casinos are licensed by the MGCB and offer flexible gaming options, including mobile online casino apps.

Comparison of the Top Online Baccarat Casinos in Michigan

Michigan Online casinos offer bonuses and promotions or lower minimum bets for players who join their communities. Some casinos even offer a free-play mode for players to try out games without the risk of losing money. Below are listed some of the top online casinos offering Baccarat in Michigan.

Golden Nugget Online Casino.

One of the more popular online casinos in Michigan, Golden Nugget offers an immersive experience that comes with a 3-part welcome bonus, an extensive games library, and a decent loyalty program.

Players can join Golden Nugget in three ways: via a desktop website, a browser-based version of the desktop, or using mobile online casino apps designed for IOS and Android devices. Players will find helpful customer service available 24/7 via phone, live chat, or email and safe and convenient banking options for depositing and withdrawing funds.

Playing at Golden Nugget Michigan Online Casino

New players who join Golden Nugget’s online casino and use the promotion code will be treated to their 3-part welcome bonus. The first part is a $30 no deposit free bonus just for signing up.

Next is the 100% first deposit match up to $1000. In addition to those bonuses, new players will also receive 200 free spins on the 88 Fortunes Megaways game.

Many ongoing promotions are also available for older players, including the game of the week, leaderboard contests, gold rush, and much more. All players who join will also be added to the Golden Nugget Casino’s tier-based VIP program, which rewards players who play with real money with points.

Gamers can use the points to rise in the tiers and access great gifts, including cash, free bets, and luxury items.

Licensed by the Michigan Gaming Control Board, Golden Nugget Michigan has an extensive games library of over 450 games consisting of online slots, jackpots, table games, and more.

The Michigan online casino also has a live dealer section for players who prefer to enjoy the casino floor experience. For players who want to test a game before risking any cash, most games will have free-play or demo explicitly for this purpose.

Why Choose Gold Nugget

  • Great rewards program
  • Unique 3-part welcome bonus
  • Great platform, great rewards, and promotions

Caesars Online Casino

One of the more popular brands in the hotel and casino market, Caesars online casino offers players a great experience, including an excellent games library, bonuses and promotions, and secure banking options.

Players can join Caesars on either the desktop platform or by downloading any of the online casino apps for IOS and Android devices. Customer service is available seven days a week via live chat, text, telephone, or email, and Caesars also provides numerous safe options for deposits and withdrawals.

Playing at Caesars Michigan Online Casino

New players on Caesars online casino may use the promotional code when they sign up for an online casino account to receive the welcome bonus. The welcome Michigan online casino bonus is a first deposit match up to $2000 as well as a $100 gas card.

Players in Michigan can also use a Michigan-specific promotional code to receive a further 200% deposit match for deposits up to $100. There are also lots more ongoing promotions such as casino happy hour, refer a friend, gift cards, and much more.

Caesars also operates a tier-based rewards program that rewards players with credits based on how much real money is wagered. Credits can then be exchanged for comps, free player bets, and other bonuses.

The Games library at Caesars online casino is strong with around 300 games currently available. For that casino floor experience, the live dealer versions of these table games can also be found in the live dealer section on the site. Players can also test games for free using demo/free-play mode before deciding to play for real cash.

Why Choose Caesars Casino

  • Decent rewards program available for all players
  • Multiple welcome bonuses for new players
  • Beginners may test games on demo mode before deciding to play with real cash

BetMGM Online Casino

BetMGM online casino in Michigan is the digital arm of the luxurious MGM Grand in Detroit and offers players an excellent online experience. Players who sign up will find a ton of things to enjoy from the extensive games library, great promotions, bonuses plus lots more.

The BetMGM platform is run on a user-friendly application available on desktop or mobile applications downloadable for IOS and Android devices.

Customer service on BetMGM is available 24/7 by telephone or email, and players can use the onsite FAQ to find aid in solving simple problems. When it comes to banking, there are multiple safe options for depositing and withdrawing funds as expected from a renowned casino such as BetMGM.

Playing at BetMGM Michigan Online Casino

Considered one of the best online casinos, BetMGM offers new members who sign up and use the provided promotion code a two-part welcome offer. The first part is a non-deposit bonus of $25 just for signing up, and the second is a 100% first deposit match up to $1000.

Also offered on BetMGM is a wide variety of ongoing and recurring promotions, including monthly sweepstakes, free spins, spin and score, mega Tuesday poker, and more.

The M-life loyalty program is available for every player. Points are awarded for spins and money bets on the site. These can be exchanged for bonus cash for online games, gifts at the online store, and booking rooms, dinners, and shows at any MGM resort property.

The games library at BetMGM Online Casino in Michigan extensively boasts over 1000 casino and table games. A live dealer table game section is also available for players who want to experience a casino floor. Players who do not want to risk money initially may test most games in free-play mode.

Why Choose BetMGM Casino Michigan

  • One of the largest games libraries with over 1000 games
  • Mobile Michigan online casino apps for Android and IOS devices
  • The M-life rewards program is one of the most generous

DraftKings Online Casino

DraftKings was a popular daily fantasy sports site that expanded to include a sportsbook and an online casino. In Michigan, DraftKings is partnered with Bay Mills Resort and Casino. Players who join DraftKings will find a great application on all platforms, great bonuses and promotions, and other superb features.

Ranked among the best online casinos, DraftKings platform is available via desktop or by downloading it to a mobile device running on IOS and Android. Customers can take advantage of several different baking options, and customer care can also be reached 24/7 by phone or using the live chat client.

Playing at DraftKings Michigan Online Casino

New players who sign up for an account using a supplied promotional code will qualify for the welcome bonus. The welcome bonus is a two-part promotion consisting of a no deposit bonus of $50 and a 100% deposit match up to $2000.

Gamers cannot withdraw the $50 bonus, but all winnings have a friendly one-time playthrough requirement. The deposit match, however, has a 15-times wagering requirement. Other promotions on DraftKings include the game of the week, leaderboard competitions, refer-a-friend, and many others.

DraftKings tier-based loyalty program is also available to Michigan online casino players once they sign up. Loyalty points are earned on real money wagers and can be used to climb tiers or be exchanged for various prizes.

The games library on DraftKings Michigan is one of the largest in the state, consisting of over 500 online casino games. Players will find online poker and table games such as roulette, live dealer blackjack, and several versions of baccarat.

The live dealer section also offers live dealer versions of table games such as baccarat for that live casino feeling. Most games at the online Michigan casino also have a free-play or demo mode, so new players or beginners can try out games for free.

Why Choose DraftKings

  • Large welcome bonus valued at up to $2050
  • Decent loyalty program available for all players
  • One of the largest games libraries with over 500 games, including unique DraftKings games

BetRivers Online Casino

One of the new online casinos in Michigan, BetRivers is establishing itself as a great alternative to some of the more prominent, well-known brands. Players who join BetRivers will find an optimized, user-friendly application with a great selection of games, rotating promotions, and more for a great experience.

Players can join BetRivers on their desktop application or by downloading any of the mobile gambling apps (for both IOS and Android) from the links on the website. Players will also find several convenient methods for depositing and withdrawing from their account, and customer care is reachable via live chat, telephone, and on-site query form.

Playing at BetRivers Michigan Online Casino

New players who join BetRivers should use the promo code available to receive the welcome bonus. This is a simple 100% match of their first deposit up to $250. Although the amount is lower compared to competitors, it has a great one-time wagering requirement, allowing for easier withdrawals.

However, players should note that only video poker and slot games count to the wagering requirement and the bonus expires 30 days after activation. Players can keep track of other promotions on BetRivers, including prize pools, leaderboards, happy hour, and online slots tournaments in the promotions section of the site. The Michigan Online Casino also adds its players to the tier-based iRush rewards/loyalty program for even more promotions and prizes.

BetRivers currently has a games library of over 500 games, and it continues to add more variety. The catalog primarily consists of slot games with several versions of table games, including poker, roulette, craps, blackjack, and baccarat.

The online Michigan casino also boasts live dealer section with several table games for players who want to experience a casino floor from home. If a player wants to try a new game without the risk of losing money, most games on BetRivers offer a free-play mode just for that.

Why Choose BetRivers

  • The site and mobile apps are optimized for most platforms making for a smooth, fast performance.
  • The welcome bonus has a nice 1-time playthrough requirement
  • Players are automatically part of the iRush rewards program

FanDuel Online Casino

FanDuel is another daily fantasy sports site that expanded to include an online casino and sportsbook. FanDuel Casino offers players in Michigan a great experience with a decent welcome bonus, numerous promotions, and other great features.

Players can access the site on their desktop platform or by downloading its mobile applications for IOS or Android devices. Customer support is also available via onsite live chat, and several banking options are present for depositing and withdrawing funds from the site with ease.

Playing at FanDuel Michigan Online Casino

FanDuel offers players who sign up a welcome bonus of risk-free bets up to $1000 for the first 24 hrs after they sign up. The casino refunds a new player's net losses in the first 24 hrs of play after account creation up to $1000. The refund will be paid in site credits and can only be withdrawn after meeting the one-time playthrough requirement.

Players should also note they have seven days to meet the requirement and claim the bonus. FanDuels players will also find recurring daily, weekly and monthly promotions in the casino website's promotions section. Examples are game of the week, refer a friend, finals frenzy, win Wednesday, and much more.

The games library on Fanduels boasts over 250 games, many of which are unique. Players will find slots, jackpots, and table games, including poker and baccarat. There is also the live casino section for live dealer table games for the casino floor feeling.

Why Choose FanDuel

  • Decent welcome bonus with a one-time playthrough requirement
  • Tonnes of promotions are available every day of the week

WynnBET Online Casino

WynnBet Online Casino is one of the digital arms of the Nevada-based casino Wynn Resorts. In Michigan, its online casino came online in January 2021 and is partnered with Kedawin Casino, operated by the Sault Tribe of Chippewa Indians.

Players who join up with the online Michigan casino will find a great games library, particularly for slot fans, along with other features designed to give players a fun experience.

Players can sign in to both WynnBet casino and sportsbook on their desktop application or the mobile versions downloadable for either IOS or Android devices. Satisfactory banking options for managing funds can be found on-site, while professional customer service agents are reachable 24/7 via email and live chat.

Playing at WynnBet

WynnBet offers new players that sign up to the site and follow the instructions a welcome bonus of a 100% deposit match up to $1000. To qualify for the initial bonus, the deposit must be at least $30.

Account holders can only withdraw the bonus after the 10-time playthrough requirement is met. Players must make the initial deposit within 36 months of joining, and different casino games will count differently toward the playthrough requirement.

There is also a decent selection of promotions for players to enjoy such as the Sunday leaderboard and the game of the week.

On WynnBet, players will find a games library of over 250 games, with more to come in the future. Players will find a large selection of slot titles from popular creators along with mega jackpots and a selection of table games, including blackjack and baccarat.

The live casino section is more modest, but players will find the usuals, including roulette, blackjack, and poker. WynnBet also offers the new first-person style of live games with versions of craps, football studio, roulette, and dream catcher.

Why Choose WynnBet

  • Large welcome bonus with a reasonable 10-time playthrough requirement
  • Nice selection of recurring promotions for both new and old players

PointsBet Online Casino

PointsBets online casino was launched in Michigan in May 2021 and was the popular sportsbook company’s first online casino. It was the twelfth company to launch in the state and is partnered with the Northern Waters land-based Casino and Resort.

On PointsBet online Michigan casino, players will find a simple, clean layout, a unique welcome bonus, and friendly promotions--all running on PointsBet’s custom-made platform.

The online casino can be accessed by signing up on the desktop website or downloading mobile applications for Android and IOS devices. The site also provides responsive customer care through different methods, including live chat, email, or Twitter, and various quick and easy methods for deposits and withdrawals.

Playing at PointsBet

PointsBet welcome bonus for new players takes the form of a refund in spin credits for net losses over their first 72 hours of play. When a new player signs in and uses the promotion code their net losses during their first 72 hrs of play will be refunded up to $800 in free spin credits. The credits expire within 7 days of issue and can not be withdrawn. Other promotions are available, including daily promotions like table game Tuesday, the game of the week, and many more.

As one of the newer online casinos, the PointsBets game library offers a variety of options. Players will find slots, jackpots, and table games such as blackjack, poker, roulette, and baccarat. There is also a small live casino section featuring live dealer roulette, blackjack, and baccarat.

Why Choose Points Bet

  • Unique welcome bonus for new players
  • Smooth, fast, and user-friendly platform on both desktop and mobile

Playing Baccarat Online in Michigan

Michigan Gaming Control Board: Does Baccarat Pay Real Money?

You can earn real money from playing online baccarat games. The house edge in online baccarat is often 1.06 percent, which is quite small in comparison with other online casino games. Baccarat players will earn an average payout percentage of 98 percent. Note that bets on the player or banker have a higher chance of bringing massive returns. However, bets on a tie are less likely to win. In a bet on a tie, the house often requires players to pay up to 14% of their payout earnings

Do You have to Pay Local Taxes on Gambling Winning in MI?

Players in Michigan must pay local taxes on gambling winnings. The state requires players to report their earnings on Form W2-G under the following conditions:

  • If the winnings from a slot or bingo game are above $1,200.
  • If the earning is 300 times the betting amount.

The tax percentage for local and online gambling winnings is 4.25 percent.

Why Choose to Play Online Baccarat in Michigan?

There is a large gap between playing baccarat online or in land-based casinos. Many users may prefer to play online baccarat in Michigan for these reasons:

Play baccarat online for free

Online casinos offer a variety of free online baccarat games. Even better, you can also play these free games with virtual funds, making it a good pick for beginners.

More options and varieties

Online casinos in Michigan can feature over 10 baccarat games, each with a specific set of rules and requirements. Some of these games may offer better odds and variations for interested players.

Live dealer games

Live dealer games provide the best of both worlds; the convenience of online games and real-life interactions with the dealers. Choose your preferred live dealer baccarat game for a great online gambling experience.

Improved Odds

There are more and better odds in online baccarat games. Better odds give you a better chance of winning. What's more interesting? You get a higher payout ratio. The amount you remit back to the house is often smaller in online baccarat games.

A safer and more comfortable environment

Your personal and financial information is safe when playing online casino games in Michigan. The state's regulatory agencies require online casinos to use top-notch security features to protect the identity of all users. Furthermore, online casinos allow players to place bets from anywhere in the state. So, you can play online baccarat games without anyone prying into your affairs.

What is the Best Online Baccarat Casino?

Draftkings casino, BetMGM, Caesar's Sportsbook, and Golden Nuggets, are some of the best casinos for playing online baccarat games. For baccarat players, the best online baccarat casino will have these features:

Bonuses and Promotions

The best online baccarat casinos must reward players with bonuses and loyalty perks. Deposit or no-deposit bonuses are great incentives for playing baccarat in online casinos. On the other hand, players earn a loyalty point every time they wager $10 on baccarat. Ensure the bonuses have a fair playthrough requirement.

User Experience

The best online baccarat casino must have a fast-loading and bug-free website. Users must play games without being bombarded with ads and spammy links. Furthermore, the games must run smoothly without any glitches.

Extensive Game Catalog

The best online baccarat casino must feature a variety of baccarat games. Users must be able to select different variants and play with ease.

Improved Odds and Payout Ratio

You stand a higher chance of winning and earning huge payouts when the payout ratio is low, and the odds are high

Typically, most online baccarat casinos offer higher odds and a low payout ratio, except for bets placed on the tie.

Can You Play Online Baccarat on Your Phone In Michigan?

Yes. You can play online baccarat on your phone via a casino mobile website or mobile app. Michigan casinos often optimize their website for mobile usage. Furthermore, they provide links to download a mobile app version.

Note: Google Play store doesn't always allow real money online gambling apps. Check the online baccarat casino in Michigan to confirm compatibility. Next, select the android icon or "download android app" button on the homepage. Follow the instructions to get the app.

How many Online Casinos are in Michigan?

As of Feb, 2022, there are 14 licensed online casinos in Michigan. The list of MI online casinos includes:

  • FanDuel Casino
  • Firekeepers Casino
  • Four Winds Casino
  • Golden Nugget Casino
  • Barstool Casino
  • BetMGM Casino
  • BetRivers Casino
  • Caesars Casino
  • DraftKings Casino
  • PlayGunLake Casino
  • PointsBet Casino
  • Stars Casino
  • TwinSpires Casino
  • WynnBET Casino.

What are the Different Online Baccarat Variants in Michigan Online Casinos?

There are about five online baccarat variants in most online MI casinos. These variants are Baccarat Banque, Chemin De Fer, Mini-Baccarat, 3-Card Baccarat, and Punto Banco.

1. Card Baccarat

This variant is popular in Macau's online and land-based casinos. It is quite similar to regular baccarat since all face cards have no value while other cards retain their numerical value.

What's more? The 3-card baccarat variant uses only a 52-card deck, and all participants must receive three cards each. That said, only the hands with the most face cards win in 3-card baccarat. So, a hand with a three-face card is the most valuable in this variant.

2. Baccarat Banque

You will mostly find this variant in land-based casinos in Europe. However, it's rare to find an online version of the Baccarat Banque. This variant uses three decks of cards, and the banker or dealer is selected at the beginning of a game

Quite similar to Chemin De Fer, the Baccarat Banque may enable a player to act as the bank. Dealers or bankers will deal three hands of two cards, one to the left, another to the right, and one to the bank. If you are acting as the bank, you can't play against other players. Players may choose to bet against a banker’s hand with a matching wager. If successful, the player will act as the bank in the next round.

3. Chemin de Fer

Arguably the oldest variant of baccarat, the Chemin De Fer is a multi-player variant. It allows a player to act as a banker or dealer. In a Chemin De Fer, the player tentatively bets any amount which must be matched by a player, while others will keep on betting until the amount is equal to or more than the banker's bet.

Note: For most online casinos in Michigan, players may take turns playing the banker.

4. Mini Baccarat

Mini baccarat is quite popular in most Michigan online casinos. It's a low-stake game that features a total of seven players and a dealer. Furthermore, it is fast-paced and quite easy to navigate, even for beginners.

5. Punto Banco

The Punto Banco is quite similar to mini baccarat. It allows players to only place bets while the dealer handles other aspects of the game. Unlike mini-baccarat, there are three dealers in Punto Banco.

What is the Best Online Baccarat Variant?

There are different opinions in terms of choosing the best online baccarat variant. However, most players will often choose mini-baccarat variants. The variant's simple rules and low stake makes it a favorite for all new and veteran players. On the other hand, users may opt for the Punto Banco live dealer variant due to the possibility of a higher payout.

How to Play Baccarat Online

Baccarat is quite popular, thanks to the iconic James bond character playing baccarat in a casino. Although baccarat seems complex, it's actually quite easier than you think. It may also surprise you that baccarat is a game of chance, driven solely by the cards you're dealt. In online baccarat, you only need to select a Player, Bank, or Tie, and you're good to go! To understand how to play baccarat, let's delve into the following sections.

What are the Objectives of Playing Online Baccarat?

The goal is to get cards with a total face value close to 9. The player with the closest number to 9 wins the game. It does matter if you're betting on a Player or Banker's hand, the goal is to get two cards with a face value close to 9 on your selected hand.

What are the Elements of an Online Baccarat?

It's important to learn the elements of online baccarat before funding your betting account. All baccarat variants feature these elements:

1. The Table

In a land-based casino, a baccarat table sits seven players for mini-baccarat. On the other hand, the table may contain 14 players for other baccarat variants. Note: Players don't get their own cards; each player has a betting area.

2. Betting Area

There are only three betting areas in an online baccarat game - the Player, Banker, and Tie. You have the option of placing a bet on one of these hands.

3. The Dealer

The dealer or banker is responsible for dealing with the cards. In online baccarat games, the dealer is your casino operator software. However, live dealer baccarat games allow you to interact with real-life dealers.

4. The Commission Box

This is the amount you pay for placing a bet on the Banker. The dealer or online casino will collect 5 percent of your total earnings as a commission. You may pay up to 14.1 percent if you placed a bet on a tie.

How Can You Play Baccarat Casino Games Online?

1. Sign up with your preferred online casino

Select the best online baccarat casino in Michigan. Take note of the bonus and referrals and form a game plan.

2. Form a gameplay

Here's a caveat: always form gameplay before playing online baccarat. It's easy for users to get distracted due to the ease of playing the game. So, always set a minimum stake and have a betting limit. In other words, plan how much you want to spend and do not exceed it.

3. Place a Bet

Bet on your preferred hand. There's no strategy to baccarat. However, always consider the payout ratio before selecting a hand. Most experienced baccarat players will advise you to bet on Banker because of its high payout ratio. It is risky betting on a tie. There's a low probability of getting a tie in baccarat. What's more? The casino retains 14.1 percent of winnings in a tie.

Click on the preferred hand, and wait for the virtual dealer to deal the cards. It's a natural win if the numbers are close to 9.

What is Considered a Winning Hand in Baccarat?

The winning hand is the one that contains cards with values closer to 9. Dealers or bankers will deal two cards each on a hand. A hand (player or banker) is considered a winning hand when the sum of both cards is close or equal to 9.

What's Considered a Natural 9 in Baccarat?

The natural 9 is a side bet that the player or banker's hand will be a 9. This means you're not betting on winning through a third card or draw. Both cards in a hand must sum up to a face value of 9.

How are Points Calculated in Baccarat?

Understanding the rules of baccarat will enable you to play different baccarat variants without stress.

Let's start with the basics; identifying the face value of cards in a deck.

In a baccarat game, the value of an ace is one. On the other hand, cards with a numerical value are worth the exact number. For example, a card with a face value of 5 is worth 5. Likewise, 10, Jack, Queen, and King have no numerical value in baccarat.

In baccarat, you place a bet on either the hand or banker. Next, the dealer will deal two cards on each hand. A bet is successful when the sum of cards on a hand is close or equal to 9.

What Happens if a Player Goes Over 9?

What if the sum of both cards is over 9? Here's how baccarat calculates cards with values over 9. Let's say the sum total of both cards is 9 + 7 = 16. In baccarat, the first number is discarded. So, you'll be left with 6 as the final value.

What are the Rules to Play Baccarat Online?

Playing online baccarat is only straightforward when you know and follow the rules. Here are our sure-fire rules for playing online baccarat on any casino platform:

1. Form a gameplay

What's your game plan? It's so easy to get distracted and let greed take over your inhibitions. Furthermore, baccarat is quite easy to play and users may end up spending more money and time on these games. Therefore, always set a minimum stake and have a betting limit, especially if you plan to play live dealer casino games. In other words, do not exceed your online gambling budget.

2. Place a Bet

Choose a baccarat variant. All baccarat games have almost the same rules and requirements. However, you can always play the demo version to get a feel for the game. Next, consider the payout ratio and risk before betting on a hand.

Experienced baccarat players will often bet on Banker's hand because of the favorable odds. It is risky betting on a tie. There's a low probability of getting a tie in baccarat. What's more? The casino retains 14.1 percent of winnings in a tie.

Select your preferred hand and wait for the dealer to deal out the cards. The goal is to get a figure close to 9.

3. Calculate the House Advantage

The player's hand has a 1.24% house advantage and a 1.1 payout. So, you will win double the amount you wagered on the player's hand. In contrast, the house advantage is 1.06% and 1.1 payouts for the banker's side. Mind you, the banker's side comes with a 5 percent commission in addition to the house advantage.

The house advantage for a tie is 14.1 percent in a 9-1 payout range.

What are the Rules to Play Baccarat in Person?

There's not much difference between playing baccarat in-person or online. Besides the in-person interaction with other players and dealers, baccarat rules are the same both online and offline.

  1. To play baccarat in person, you need to visit a land-based casino and follow these steps:
  2. Decide whether to sit at a seven-player or 14-player baccarat table.
  3. Select and wager a bet on a hand (player or banker). The bet wins if the selected hand is dealt a total of eight or nine.

A Player's hand will receive another card if the card value of the first two cards falls within 1, 2, 3, 4, 5, or 10. However, player hands will not receive a third card if the card value is within 6,7,8,9.

Likewise, the banker's hand will also draw a third card if the total card value is within 0 to 50. If the banker's hand is 3, a third card is necessary when the player's hand is any number except 8.

A banker's hand with a total value of 4, will not draw a third card if the player's third card was 8,9, Ace, King, Queen, Joker, or 10.

What are the Advantages of Playing Baccarat Online?

Playing baccarat online comes with the following benefits:

You can Play Online Baccarat Games from anywhere

Are you tired of playing dress-up every time you need to visit a casino? Well, you're not alone, and this is the reason why many players are opting for playing baccarat games online. You can easily sign up, and stake bets on online baccarat games from anywhere. Imagine that freedom; no dress code or faux politeness.

You can Wager a Low Amount on Online Baccarat Games

You need high stakes to play baccarat games in a land-based casino. However, a $20 wager is enough to enter and play the game on most legal online casinos.

You get more Bonuses and Rewards for Playing Online Baccarat

Michigan online casinos offer more bonuses and promotions than land-based casinos. Some casinos may offer deposit bonuses of up to $1,000 for playing online baccarat games. In addition to this, you can earn loyalty points that grant you access to tournaments and other VIP events.